September 13 - 14, 2024|Toronto
Questions? Call: 1-800-970-4355

Colin Ritchie's Schedule

Lawyer and Financial Planner
Colin S. Ritchie
First Home Funding: How Kids Can Save and Parents Can Help
Saturday, September 14, 2024, 2:00 pm - 2:45 pm

Colin will compare the merits of using TFSAs and the RRSP Homebuyers Plan, including how to save for a down payment and use these registered plans most effectively. As it is often impossible for younger generations to purchase a home without a helping hand from those who have gone before them, he will also explore different strategies that parents, grandparents, bachelor uncles, and doting aunts can use to assist those they love with buying a place to call their own. In addition to comparing the merits of gifting versus loaning some of the downpayment dough, he will cover other creative options that older relatives can use to help renters become homeowners. 

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Colin Ritchie's Profile

Colin Ritchie, LLB, CFP, CLU, TEP, and FMA, is a Vancouver-based fee-for-service lawyer and financial planner who does not sell investment or insurance, just advice. He graduated from the University of Victoria's Law Co-op programme in 1996 and spent just under five years in private practice as a lawyer before transitioning into financial planning and successfully completing his Certified Financial Planning (CFP) designation. Mr. Ritchie has worked in Sun Life's Estate and Financial Planning Services Department, working his way up to the role as a Director of Financial Planning. While at Sun Life, he also acquired the CLU (Certified Life Underwriter) and FMA (Financial Management Advisor) designations.

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